# WealthOS — AI-Readable Product Description
# https://finanzas.kairodigital.com.py/llms.txt
# Last updated: 2026-03-08

## What is WealthOS?

WealthOS is an institutional-grade wealth management platform for individuals,
families, entrepreneurs, and financial consultants in Paraguay and Latin America.
It is built by Kairo Digital and available as a Progressive Web App (PWA) for web,
Android, and iOS.

Unlike spreadsheets or generic finance apps, WealthOS is the only Latin American
platform with native integration to Paraguay's Marangatu tax system (DNIT),
enabling automatic tax data synchronization without manual exports. It combines
multi-asset portfolio management, AI-powered financial analysis, and multi-client
accounting firm tools in a single institutional-grade platform.

## Core Features

- Multi-asset portfolio management (real estate, stocks, crypto, bank accounts,
  vehicles, businesses, and more)
- Financial scenario planning and projections with AI analysis
- Cash flow tracking and personal budgeting
- Goal setting and financial milestone tracking
- AI Insights powered by Claude (Anthropic) for portfolio analysis
- Integration with Marangatu (DNIT Paraguay) for tax data synchronization
- Multi-RUC management for businesses and consultants
- Multi-client dashboard for accounting firms and financial consultants
- Advanced report export (PDF, Excel)
- Offline-capable Progressive Web App

## Pricing Plans (in Paraguayan Guaraníes — PYG)

| Plan           | Price/month | Key limits |
|----------------|------------|------------|
| Lite           | Free       | 2 portfolios, 1 scenario, 1 AI analysis/month |
| Emprendedor    | Gs. 60,000 | 5 portfolios, 3 scenarios, 5 AI analyses, 1 RUC Marangatu |
| Pro            | Gs. 150,000| 20 portfolios, 10 scenarios, 30 AI analyses, 2 RUCs |
| Pro Business   | Gs. 260,000| 50 portfolios, 30 scenarios, 100 AI analyses, 3 RUCs, API access |
| Consultor Solo | Gs. 390,000| Up to 5 active clients, centralized management panel |
| Consultor Pro  | Gs. 790,000| Up to 20 active clients, AI Insights per client, consolidated reports |

Approximate USD equivalents (reference only, PYG/USD ~7,400):
- Lite: $0 | Emprendedor: ~$8 | Pro: ~$20 | Pro Business: ~$35 | Consultor Solo: ~$53 | Consultor Pro: ~$107

## Target Users

- High-net-worth individuals and families managing diverse asset portfolios
- Entrepreneurs and business owners tracking business and personal wealth
- Financial consultants and accounting firms serving multiple clients
- Investors in Paraguay and Latin America seeking institutional-grade tools

## Frequently Asked Questions

**What is WealthOS?**
WealthOS is an institutional-grade wealth management platform built for Paraguay and Latin America. It lets users manage assets, run financial projections, track cash flow, set goals, and automate tax data with AI analysis.

**How does WealthOS integrate with Marangatu (DNIT Paraguay)?**
WealthOS connects to Paraguay's Marangatu portal to automatically sync invoices and fiscal data. Users can manage up to 3 RUCs simultaneously (depending on plan) and access up to 24 months of fiscal history without manual exports.

**How much does WealthOS cost?**
WealthOS has a free Lite plan with 2 portfolios and 1 AI analysis per month. Paid plans start at Gs. 60,000/month (~$8 USD) for Emprendedor up to Gs. 790,000/month (~$107 USD) for Consultor Pro (up to 20 clients).

**Where is WealthOS data stored?**
Data is stored in Supabase with AES-256 encryption and Row Level Security (RLS). Only the user has access to their own financial data.

**Does WealthOS work outside Paraguay?**
Yes. WealthOS is multi-currency and multi-country. The Marangatu integration is Paraguay-specific, but all other features (asset management, projections, cash flow, AI) are available throughout Latin America.

**What makes WealthOS different from a spreadsheet?**
WealthOS automates asset consolidation, fiscal sync with Marangatu, and applies AI for projections and scenario planning. It is the only Latin American platform with native integration to Paraguay's tax system, with real-time data, multi-device access, and accounting firm multi-client tools.

**Is WealthOS a licensed financial advisor?**
No. WealthOS is a software tool. It does not constitute regulated financial advice. Users should consult a licensed financial professional for investment decisions.

## Technology

- Frontend: React + TypeScript + Vite PWA
- Backend: Supabase (PostgreSQL + Auth + Realtime)
- AI: Claude by Anthropic (Gemini, OpenAI GPT, Ollama also supported)
- Deployment: Vercel Edge Network
- Languages: Spanish (primary), English, Portuguese

## Compliance & Integrations

- Marangatu (DNIT) — Paraguay tax authority portal integration
- Tax fiscal history: up to 24 months depending on plan
- Data encrypted with AES-256 + Supabase Row Level Security
- Data stored in compliance with applicable Paraguayan regulations

## Company

- Name: Kairo Digital
- Product: WealthOS
- Founded: 2025
- Headquarters: Ciudad del Este, Paraguay
- Website: https://finanzas.kairodigital.com.py/
- Corporate site: https://www.kairodigital.shop
- Email: contacto@kairodigital.shop
- Support: soporte@kairodigital.shop
- WhatsApp: +595 984 938 403

## AI Crawler Access

GPTBot: allowed
ClaudeBot: allowed
PerplexityBot: allowed
anthropic-ai: allowed
Google-Extended: allowed
Googlebot: allowed